Quick Answer: Can I Collect Social Security From My Husband If He Is Still Alive?

How long does a surviving spouse receive Social Security benefits?

If you are the divorced spouse of a worker who dies, you could get benefits the same as a widow or widower, provided that your marriage lasted 10 years or more.

Benefits paid to you as a surviving divorced spouse won’t affect the benefit amount for other survivors getting benefits on the worker’s record..

What is the marriage penalty for Social Security?

En español | Marriage has no impact on your Social Security retirement benefit, which is based on your work record and earnings history. You and your spouse, assuming he or she also qualifies for retirement benefits, each collect your own separate benefits, and the amounts do not limit or otherwise affect each other.

What are the rules for spousal benefits of Social Security?

The spousal benefit can be as much as half of the worker’s “primary insurance amount,” depending on the spouse’s age at retirement. If the spouse begins receiving benefits before “normal (or full) retirement age,” the spouse will receive a reduced benefit.

Can a married couple collect two Social Security checks?

No. Each spouse can claim their own retirement benefit based solely on their individual earnings history. You can both collect your full amounts at the same time. However, your spouse’s earnings could affect the overall amount you get from Social Security, if you receive spousal benefits.

What happens to my husband’s Social Security when he dies?

If My Spouse Dies, Can I Collect Their Social Security Benefits? … A surviving spouse can collect 100 percent of the late spouse’s benefit if the survivor has reached full retirement age, but the amount will be lower if the deceased spouse claimed benefits before he or she reached full retirement age.

Can multiple ex wives collect Social Security?

you’re eligible for some of your ex’s Social Security That means most divorced women collect their own Social Security while the ex is alive, but can apply for higher widow’s rates when he dies.

Can I collect my husband social security while he is still alive?

You can receive up to 50% of your spouse’s Social Security benefit. You can apply for benefits if you have been married for at least one year. If you have been divorced for at least two years, you can apply if the marriage lasted 10 or more years. Starting benefits early may lead to a reduction in payments.

Can I collect half of my husband’s Social Security at 62?

If you did not work enough in your life to qualify for Social Security benefits on your own, you could get one half of your spouse’s full retirement benefit once you reach full retirement age, and you will qualify for your spouse’s Medicare at age 65. … At age 62, you’d get 35% of your spouse’s full benefit.

Can you collect 1/2 of spouse’s Social Security and then your full amount?

Your full spouse’s benefit could be up to one-half the amount your spouse is entitled to receive at their full retirement age. If you choose to begin receiving spouse’s benefits before you reach full retirement age, your benefit amount will be permanently reduced.

Can I file for my Social Security at 62 and switch to spousal benefits later?

In this case, you can claim your own Social Security beginning at 62 and make the switch to spousal benefits when your husband or wife files. … That includes if you file early for your retirement benefit — say, at 62, as in this scenario — and switch to spousal benefits later.

How do I apply for half of my spouse’s Social Security?

Form SSA-2 | Information You Need to Apply for Spouse’s or Divorced Spouse’s Benefits. You can apply: Online, if you are within 3 months of age 62 or older, or. By calling our national toll-free service at 1-800-772-1213 (TTY 1-800-325-0778) or visiting your local Social Security office.

When can a spouse claim spousal benefits?

62You can claim spousal benefits as early as age 62, but you won’t receive as much as if you wait until your own full retirement age. For example, if your full retirement age is 67 and you choose to claim spousal benefits at 62, you’d receive a benefit that’s equal to 32.5% of your spouse’s full benefit amount.